The Best Places to Retire in the US

Choosing the right place to settle down for retirement can make all the difference in the quality of your golden years. Whether it’s about embracing a relaxed lifestyle, enjoying vibrant city life, or finding a perfect balance between affordability and amenities, the United States offers many options for retirees.

For 2025, U.S. News & World Report has named Naples, Florida, the best place to retire in the country after being evaluated alongside 149 other cities. Factors such as happiness, affordability, health care quality, retiree taxes, desirability, and the job market were all evaluated in determining the rankings.

Florida continues to dominate retirement destination lists, with three of the top cities appearing on the list. But Florida isn’t the only state offering great places to retire. This list highlights some of the best places to retire in the US.

1. Naples, Florida

Naples, Florida, has been declared the best place to retire in the United States for 2025. This picturesque seaside city in southwestern Florida combines stunning coastal beauty with a high quality of life, making it an ideal destination for retirees. With its warm climate, vibrant community, and world-class amenities, Naples embodies the best place to retire in the USA.

2. Virginia Beach, Virginia

Virginia Beach, Virginia, ranks as one of the best places to retire in the US due to its appealing blend of coastal charm, affordability, and quality of life. This vibrant city offers retirees a relaxing seaside environment with miles of sandy beaches and a variety of outdoor activities. Factors such as low retiree tax burdens, access to quality healthcare, and a moderate cost of living make Virginia Beach particularly attractive. Its cultural attractions, including museums and lively boardwalks, provide endless opportunities for entertainment and community engagement, making it a top choice for retirees.

3. New York City, New York

While often associated with high energy and fast-paced living, New York City is also one of the best places to retire for those seeking cultural richness and access to world-class facilities. The city boasts unparalleled healthcare services, countless entertainment options, and a diverse community that offers retirees opportunities to stay engaged and active.

4. Sarasota, Florida

Known for its pristine beaches and warm weather, Sarasota offers retirees a relaxed yet active lifestyle. It scores highly in areas like affordability and access to quality healthcare. The city’s renowned cultural institutions, such as the Sarasota Opera and Ringling Museum of Art, provide plenty of opportunities for enrichment and entertainment. Sarasota’s welcoming community and picturesque setting make it one of the best places to retire in America.

5. Boise, Idaho

Nestled in the foothills of the Rocky Mountains, Boise offers a scenic backdrop and an affordable cost of living. The city is known for its friendly atmosphere, excellent healthcare facilities, and growing cultural scene, including museums, theaters, and local festivals. Its low crime rate and abundance of recreational activities—such as hiking, biking, and fishing—make Boise one of the best places to retire in the USA.

6. Raleigh, North Carolina

Known as part of the Research Triangle, Raleigh offers retirees access to high-quality healthcare facilities and educational opportunities through local universities. The city boasts a moderate climate, a vibrant arts scene, and abundant green spaces for outdoor activities. With affordable housing options and low taxes for retirees, Raleigh stands out as one of the best places to retire in the United States.

7. Jacksonville, Florida

Jacksonville, Florida, combines affordability with coastal living to create an appealing retirement destination. As one of the largest cities in the US by area, Jacksonville offers a diverse range of neighborhoods and activities. Retirees can enjoy its miles of beaches, vibrant cultural scene, and extensive park systems. The city also scores well in affordability and healthcare access.

8. Huntsville, Alabama

Known as “Rocket City” due to its ties to space exploration, Huntsville offers retirees a unique mix of history and innovation. The city boasts low living costs, excellent healthcare facilities, and numerous recreational activities. Its strong sense of community and growing economy make Huntsville an attractive option for retirees looking for a balance between relaxation and engagement.

9. Charlotte, North Carolina

Charlotte, North Carolina, offers retirees a dynamic urban environment paired with Southern charm. Known as a financial hub with a booming economy, Charlotte provides excellent healthcare access and a variety of cultural amenities such as theaters, museums, and professional sports teams. The city’s mild climate and proximity to both mountains and beaches offer retirees plenty of options for leisure activities.

10. Fort Wayne, Indiana

Fort Wayne, Indiana, is an affordable yet vibrant retirement destination with small-town charm and big-city amenities. Known for its low cost of living and high quality of life, Fort Wayne provides retirees access to quality healthcare services and numerous recreational opportunities. The city has beautiful parks, walking trails, and cultural attractions like the Fort Wayne Museum of Art.

So, where is the best place to retire? Each city listed brings something unique to the table, be it affordability, access to quality healthcare, or opportunities for recreation and community engagement. But ultimately, the decision comes down to what is important to you.

If you’re ready to take the next step toward finding your perfect home to spend your retirement, we are here to help. Reach out to your local REMAX real estate agent to help you choose the best place to retire for YOU.